Here is a summary of the insurance coverage you may be purchasing.
SUGGESTION: Depending on your state of residence, you may have the option to waive personal injury protection (PIP) coverage if your medical insurance and life insurance companies allow you to designate them as the primary carrier. A word of caution! Before you drop your PIP coverage with your auto insurance carrier, check with your insurance agent or your benefits coordinator to make sure auto accidents will be covered by your medical insurance policy.
You can also get additional insurance coverage for things like rental reimbursement, towing, and labor, and you can also purchase an umbrella liability policy.
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